Your smart stands out in a crowd.
Now you can have a credit card to match.

The smart credit card gives you all the things you'd expect, such as 0% introductory offers on balance transfers and purchases*, flexibility and great service. It also gives you some things you might not expect, like a practical contribution towards a better environment for us all.

Use the links to the right to find out how you, and everybody else, can benefit from using a smart credit card.

Typical 16.9% APR (variable)

* To benefit from the 0% offer you must stay within your credit limit and make your monthly payments on time. Balances may not be transferred from other Halifax or Bank of Scotland credit cards.